Which is my whole point. Employer-provided insurance is NOT guaranteed pre-Obamacare.
I did read your article, and I read the full text at the link you provided and it does not explain why costs to employers are going to skyrocket. It simply states that it will. I want to know where the increased costs are going to come from.
Also, on a more careful reading, the small business owner who spends about $8000 per employee appears to be spending that amount NOW. Its not a projected amount that the owner will have to spend when the Health Care Reform law kicks in. However, the owner will eventually be able to pay a $2000 fine and avoid having to spend the larger amount he or she currently spends. But right now the owner ISN'T required to provide insurance for his or her employees so why is the owner doing it? They could just stop providing insurance right now and it wouldn't cost them anything until the new law kicks in.
" Employer-provided insurance is NOT guaranteed pre-Obamacare." It is not guaranteed post Obama care either. Matter of fact ,in most Companies, you can take it as a given that most of them will pay the fine , and let you travel to the program that in everything but name only is a Public mandate .
Employers provide health coverage as a benefit to attract better "talent" . Obama care will not work unless everyone is in it. Healthy people pay for sick people in all forms of insurance. I know the 3-5 % profit the evil insurance compaies make is outright theft, but by any standards, it is a very low yield.
The "Public option has been the Holy grail of the democratic party for years. There is one single reason why.
Unions.
If there is a public options, all the pension liabilities, which are ALL underfunded, severely , but also include healthcare for GM, Teachers, Muni-workers, state and federal employees, and other Unionized business's, which are in the 100's of TRILLIONS of dollars "short" the healthcare obligations go from the Union Funds, to the Federal Government Unions are off the hook. Which is good for them, the money hasn't been there for years .
It has always been the payback . why do unions spend billions of dollars to get person A elected over person B? Same reason every other group does.
The democratic party, going back years any one remember when Hilary tried to do this ? ) is only for payback to the Unions. It releases them from their HUGE obligations, involving TONS of money that has been long gone.
So, either the Unions come up with the money for their members healthcare, or you elect someone that will get legislation passed that puts it on the Government, which is exactly what Obamacare is. They could "approve a public option", as the bill would not have passed, but you can create taxes and language that make it essentially a public option, as employers are either going to pay the fine and not provide it ( most of them will ) a few will provide it as a way to attract "star" employee's , but the majority is goiing to be covered under Obamacare aka Public option.
This has been a left democratic dream for years. There are better ways to insure everyone. This was not it.
Why didn't the " Caddilac tax make the final bill? They are not going to vote to tax their own great plans now are they?
This is a total union deal. The majority of Hospital workers are union, and I have been to the meetings when this happend.
More than half the drs will walk. count on it. Any moms try to get their children vaccinated lately? Most GP's don't give them any more. cost 75.00 to give one ( cost of the shot alone) and insurance, or the government will pay 30-50. That is a loss. How many Drs, or regular business operate when losing 25-30 % on everything you "produce" ?
Economics 101 . You can't.
Lance Armstrong CEO on Obmacare " well, I guess it is better than nothing ". Lost half his membership that day. How many people have died, or will die of cancer, because of a bill that will do nothing for them for 4 years? This is good? If they are sooo compassionate and worried about Marcel 's mother ( who was being treated for free at the Cleveland Clinic) why does it not help anyone for 4 years?
Think about that .
One more thing. How many women at 40 years of age have tried to get a momogram lately ? do you know that coverage has gone to 50? I know there was the big fuss about the recommendation for the age 50 tests, and they let it go quiet, but go try to get one. Especially if you are uninsured. here are many places to get them for free, but if you are under 50,
your not getting one. So it started but they said " no, we will let that go" .
The majority of women who get breast cancer, get it between 40 and 50. So this is better? It is rationing.
People pining their hopes on this, better get ready for a rough wake up call . It is not what it seems. Not even close.
It is not the fault of one party. It is both.
They cant even do the model , Ma right. It is totally bankrupt in 3 years . Take a look at Mass. that is what your getting . Good luck with it.
we will just move to Costa Rica, Panama etc or retire. I drive a 13 year old car, so I dont need to make a zillion dollars , but breaking even on my medical cost would be nice. I already see so many people for free(most Drs do ) , and do so gladly, but nobody expects someone to work for free do they? Should I have to pay to go to work? You know what my Malpractice is per year? Think about an OBGYN MP insurance is. That's why Mississippi, Ark, , you cant find a single one . Not a single one.
You will see that everywhere, and it wont be only OBGYN. You wont find a GP, and more than half of any specialty. Gone.
Be careful what you wished for and you got. It isn't what you think it is.