Edgette
ONE love, blood, life
I'm not sure if this is the right place to post this, but I'm going through a bit of a crisis at the moment.
My aunt showed me a letter from our insurance company a few days ago saying she's going to be summoned for a car accident she was involved in. Well...she hasn't been in an accident in a long time. But I was in one two years ago. At the time, I was on her insurance policy, but the car was in my name. The accident was not my fault. Well, not totally anyway.
I was making a left turn, and was pulled out into the intersection. The light turned yellow, the cars stopped and I started to turn. Next thing I knew, I got hit. A guy riding a Kawasaki motorcycle was speeding in the right line and smashed into my car. He hit it right between the passenger side door and the back door. Totalled my car. I wasn't driving any small, plastic deal either. I had a 1985 Oldsmoblie Cutlass Ciera. A fairly sturdy car. There was nothiing left of it. The guy flipped over the roof of my car and landed across the street where I was turning down. He was okay...he had a helmet on, thank God. I don't think I've ever been that afraid before though. That was the only accident I was ever involved in. The police ruled it as both of our faults. Mine because when you're making a left turn, you're supposed to take more responsibility. And his because he was speeding.
So, my aunt called the insurance company this morning and we're being sued personally. Her because she's the one that insured me and me because I was in the accident. I'm not even sure how this works. They're going to issue a summons to us then we have to send it to the insurane company. I can still be called in to defend myself.
Everyone keeps telling me it wasn't my fault...but I feel like it was. Even the police ruled that we were both equally at fault. It's just hard for me not to feel guilty because of this. I don't know what's going to happen and I think that's the scary part.
Does anyone know how this works exactly? They keep telling me not to worry that the insurance company will take care of it. But I'm still REALLY worried.
My aunt showed me a letter from our insurance company a few days ago saying she's going to be summoned for a car accident she was involved in. Well...she hasn't been in an accident in a long time. But I was in one two years ago. At the time, I was on her insurance policy, but the car was in my name. The accident was not my fault. Well, not totally anyway.
I was making a left turn, and was pulled out into the intersection. The light turned yellow, the cars stopped and I started to turn. Next thing I knew, I got hit. A guy riding a Kawasaki motorcycle was speeding in the right line and smashed into my car. He hit it right between the passenger side door and the back door. Totalled my car. I wasn't driving any small, plastic deal either. I had a 1985 Oldsmoblie Cutlass Ciera. A fairly sturdy car. There was nothiing left of it. The guy flipped over the roof of my car and landed across the street where I was turning down. He was okay...he had a helmet on, thank God. I don't think I've ever been that afraid before though. That was the only accident I was ever involved in. The police ruled it as both of our faults. Mine because when you're making a left turn, you're supposed to take more responsibility. And his because he was speeding.
So, my aunt called the insurance company this morning and we're being sued personally. Her because she's the one that insured me and me because I was in the accident. I'm not even sure how this works. They're going to issue a summons to us then we have to send it to the insurane company. I can still be called in to defend myself.
Everyone keeps telling me it wasn't my fault...but I feel like it was. Even the police ruled that we were both equally at fault. It's just hard for me not to feel guilty because of this. I don't know what's going to happen and I think that's the scary part.
Does anyone know how this works exactly? They keep telling me not to worry that the insurance company will take care of it. But I'm still REALLY worried.