Dentist, root canals, payments, oh my... - U2 Feedback

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Old 01-09-2006, 10:29 AM   #1
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crys Dentist, root canals, payments, oh my...

So I have to get two root canals. I'm still basically an old poor college student with really bad insurance and barely enough money. I know this is pretty subjective and based on whatever your local dentist feels like doing, but I need to set up some kind of payment plan. I have two temp fillings right now and what I want to do is put a chunk of money down now and then make small payments to add to that til my appt comes. Hopefully I can wait til the end of the semester to build up funds and then get one of the root canals done and then repeat that process. I'm pretty sure my insurance won't cover any of this anyway, so I'm on my own to figure out how to pay the 4K worth of dental crap on my own. Does my plan sound reasonable to you? Any suggestions? I when they gave me the estimate and money always stresses me out, so any help would be appreciated. I'd give you my address for donations too.
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Old 01-09-2006, 12:03 PM   #2
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Define the problem: calrityat3am needs to get two root canals, but doesn't know how to pay for them.

Is it actionable? Yes

What is the next action?

1. clarityat3am needs to call his insurance company to determine how much, if any they will pay for the procedure, and if he does not know how much it costs yet, he needs to determine that. Using these numbers, clarityat3am needs to figure out how much it will cost him out of pocket.

2. clarityat3am needs to acquire the money to pay this difference. This is a seperate project, that we can plan later after clarityat3am does step 1.
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Old 01-09-2006, 12:07 PM   #3
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Wow. That's all...technical like.

I'm just trying to plan for what will probably turn out to be my biggest expense this year. So...yeah...

Oh, and I'm a "she".
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Old 01-09-2006, 12:37 PM   #4
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Oh whoops, about the gender thing...

Yeah, it's technical, but I found it helps when you really need to figure out how to do stuff. By writing it down and making it look technical, it becomes less scary. Basically, I think if/when you call your insurance company, and have a solid figure as to what you need to pay, you will feel more in control.

Money and having big expenses to pay off isn't fun. Especially when it's something like a root canal...
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Old 01-09-2006, 12:40 PM   #5
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I have to go to the dentist today

It's just a routine cleaning...hopefully he won't find anything.


It's amazing how big dental bills can be
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Old 01-09-2006, 02:42 PM   #6
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Ive never had one of those. If I were in your shoes I would actually be quaking in my boots about going to the dentist where they have all those long needles than the money
Im the biggest wuss about dentists. Ive gone in for 2 cavities so far and it was horrible. PLus the fillings fell out and I havent gone back
Bastard dentist

Im sorry that you have to pay an arm and a leg to have something done to you on the scale of chinese torture methods
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Old 01-09-2006, 02:43 PM   #7
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My fillings fell out too. Those are the teeth I'm having the root canals on. GO TO THE DENTIST ASAP. Seriously.
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Old 01-09-2006, 03:00 PM   #8
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now I have a dentist plan so I sort of have to go
I know....I should listen since it will only get worse. Thankfully Im across the country from the dentist that tortured me to begin with. I think Im going to ask to be knocked out
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Old 01-09-2006, 06:45 PM   #9
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Went to the dentist today, came out just dandy
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Old 01-09-2006, 07:19 PM   #10
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Quote:
Originally posted by clarityat3am
My fillings fell out too. Those are the teeth I'm having the root canals on. GO TO THE DENTIST ASAP. Seriously.
Make sure you are POSITIVE a root canal is the only option.

I had/have a similar situation - my molars are really deep, so prone to cavities. When I was young, I had them all sealed, but those seals only last 10 years at best. We've never had ANY dental insurance coverage and a few years after my molars were sealed, I stopped going to the dentist, even for cleanings, because my brother broke his arm and my sister needed her appendix out, so we cut dental care to cut costs. During that time, all my sealants wore off and since I drink a lot of soda I got a bunch of cavities. My pediatric dentist insisted I needed a bunch of root canals. I was 17 then so my mom switched me to her adult dentist and he said that root canals were a rip off and not necessary yet. Instead, he's filled them in and even gives me discounts when he can. Granted, there's still a chance I might have an abcess later on in life, but later on in life I won't already be $50,000 in the hole with zero coverage! It's hard to tell whether you're getting ripped off or not, but some dentists will pitch what they say is the "best" option because it requires the most amount of work for them. My pediatric dentist also insisted I neede braces for my bottom front teeth, which are crooked, but the other dentist said no way b/c you can't even see these teeth and there's no long term problems since all my teeth are in a fit in my mouth. My dentist now is really good about doing the most effective work at the lowest cost. I even convinced him to pull a wisdom tooth, which is a procedure that is less expensive and more simple than a routine filling, that otherwise would've cost thousands of dollars to the oral surgeon.
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Old 01-09-2006, 07:36 PM   #11
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You might want to check out this thread:

http://forum.interference.com/showth...ht=root+canals
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Old 01-09-2006, 07:45 PM   #12
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That's my thread! Ah, crap, what am I saying? I'm still too petrified to go back. And too poor. Or just refusing to give them the next payment on their BMW. Actually, truth is, I'm planning on going to England in October and that sounds like a much better way to part with cash than giving it to some grubby creepy dentist.


Bloody teeth. They shit me.
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Old 01-09-2006, 08:02 PM   #13
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I think it's time you take a trip to Mexico. Dental work is really cheap, and if you wanted my parents could recommened you a really good dentist, cheap, and honest. Good luck
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Old 01-09-2006, 10:10 PM   #14
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I went to the dentist the other day, cost nearly an arm and a leg just for a checkup. He said I have to get my wisdom teeth removed .

My molars have really deep grooves and sometimes get really sensitive, I'm awlays wary when I go to the dentist that he's gonna tell me I need fillings or something in them .
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Old 01-10-2006, 11:18 AM   #15
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Im sorry Clarity I can completely understand about the financial situation you are in Have to go for a routine cleaning but need to find a new dentist. Was going to one who was somewhat reasonable but she closed shop. Didn't take payment plans though so couldn't get fillings done Terrified of what I will be told when I go for my cleaning. It's downright outrageous with what some of these dentists charge! I would make sure too that root canals are your only option. Could always be something else cheaper that could be performed and be just as effective.
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