Is Palin failin' ? or OMG McCain wins with Palin !! pt. 4 - Page 9 - U2 Feedback

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Old 10-28-2008, 05:17 PM   #121
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You know I have it (insurance). I won't go into specifics. But it seems like I live & work to pay for health insurance. But I guess they don't have this issue in Canada.

Utoo - what's is like to be a rich elitist? Please tell!
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Old 10-28-2008, 05:21 PM   #122
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you know what's awesome about insurance? even insured people can still go broke covering their medical bills!

even if you can afford your premiums, there are still costs. and not everything is covered. and even if it is covered, you still have to cover something, so maybe you don't get that $20,000 bill from your week long hospitalization, but you still have to shell out $2-3K. and for some, that's a lot of money.

you know what else is hilarious? the difference between what the insurance company says, say, a blood test should cost, and how much it actually costs, and even though you have to pay what it actually costs, your insurance only puts the amount it thinks it should cost towards your deductible! isn't that awesome?

and say you were a formerly very healthy person who had an injury or illness. you can easily watch them inch up your premiums by $600 in just under 15 months!

yeah insurance!


I was about to post my insurance details, but didn't at first.
Now... I get to pay close to $10,000 a year for a family of 3. Then, I have to meet the $2500 deductible (per person) and then the $500 (per person) for medicine. So after paying about $13,000, I get some sort of coverage/benefit. And I've easily met my deductible & medicine coverage for the last 2 years (within the first 3 months of the year), and will continue to do so, do to testing & maintaining my health. In 2007, I had 4 days of special lab testing that ended up costing $2800. And gee, I only had to come up with $1700 of

And no, there's no way to "save up" and put $2500 ("spare dollars") aside to cover my initial outlay for medical bills for future years. Yeah, I'd prefer taking a vacation over getting a colonoscopy, but I don't have that luxury.
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Old 10-28-2008, 05:29 PM   #123
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I was about to post my insurance details, but didn't at first.
Now... I get to pay close to $10,000 a year for a family of 3. Then, I have to meet the $2500 deductible (per person) and then the $500 (per person) for medicine. So after paying about $13,000, I get some sort of coverage/benefit. And I've easily met my deductible & medicine coverage for the last 2 years (within the first 3 months of the year), and will continue to do so, do to testing & maintaining my health. In 2007, I had 4 days of special lab testing that ended up costing $2800. And gee, I only had to come up with $1700 of

And no, there's no way to "save up" and put $2500 ("spare dollars") aside to cover my initial outlay for medical bills for future years. Yeah, I'd prefer taking a vacation over getting a colonoscopy, but I don't have that luxury.




my problems are but a whisper of yours.

but i do understand, now, how people with insurance get screwed. i'm lucky in that i'm more or less a DINK -- double income, no kids -- and we both do pretty well. i also live pretty simply (no car) and have always been reasonably frugal.

so i'm lucky. i can't imagine what it would be like with 3 kids to take care of.
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Old 10-28-2008, 05:39 PM   #124
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Originally Posted by Lila64 View Post


I was about to post my insurance details, but didn't at first.
Now... I get to pay close to $10,000 a year for a family of 3. Then, I have to meet the $2500 deductible (per person) and then the $500 (per person) for medicine. So after paying about $13,000, I get some sort of coverage/benefit. And I've easily met my deductible & medicine coverage for the last 2 years (within the first 3 months of the year), and will continue to do so, do to testing & maintaining my health. In 2007, I had 4 days of special lab testing that ended up costing $2800. And gee, I only had to come up with $1700 of

And no, there's no way to "save up" and put $2500 ("spare dollars") aside to cover my initial outlay for medical bills for future years. Yeah, I'd prefer taking a vacation over getting a colonoscopy, but I don't have that luxury.



My massages will be for free, don't worry.
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Old 10-28-2008, 05:39 PM   #125
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you know what's awesome about insurance? even insured people can still go broke covering their medical bills!

Still better than socialized medicine!!!11!
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Old 10-28-2008, 05:50 PM   #126
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My massages will be for free, don't worry.



Irvine - I don't have 3 kids. Just an older husband and teen-age daughter. And we've always lived frugally as well. So... But ailments creep up as you get older. And as you've attested to, insurance sure comes in handy when something major does come along, such as your health scare last year. Hubby was in ICU overnight many years ago (brain bleed) when Maddy was very young & had several tests done. That bill, like you said, was about $20,000, and thankfully the insurance sure paid for itself that year. I think out of pocket was maybe $800-$1000.


So um yeah, BoMac, what time can you be here?
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Old 10-28-2008, 06:16 PM   #127
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purpleoscar, it is astounding to me that you can't stomach the idea of redistribution when you are benefitting from exactly that out there in Alberta. The rest of your citizens in this country aren't on a socialist program like that.

Did you give away your profit sharing cheque? Did every Albertan EARN that or are some unemployed bums also benefiting from several hundred dollars a year of free money?

Interestingly, same situation in Alaska. But I guess when it's your butt that benefits, then that's not socialism.
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Old 10-28-2008, 06:22 PM   #128
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Lila64, you know there is a simple solution for you. You and your husband just need more education. You can shell out $150K to get a law degree from a respectable school and your husband can maybe shell out $200K for an MD, and then in like 10 years you'll be rich like the rest of us and won't have to be envious anymore of our 7 cars and multiple vacations per year.

Now it might be a little tough to feed yourselves in the interim, but this can easily be solved by kicking out all the illegal immigrants and going to pick lettuce in the desert for $50/hr like McCain says. Your back might hurt a bit at first but just think of the tan you'll get.

Your daughter is young and has nimble hands, surely she can go gather berries?
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Old 10-28-2008, 06:23 PM   #129
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Did you give away your profit sharing cheque? Did every Albertan EARN that or are some unemployed bums also benefiting from several hundred dollars a year of free money?
I'd like to know this as well.
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Old 10-28-2008, 06:35 PM   #130
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It's been asked before and guess what... he dodges the question
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Old 10-28-2008, 06:46 PM   #131
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Lila64, you know there is a simple solution for you. You and your husband just need more education. You can shell out $150K to get a law degree from a respectable school and your husband can maybe shell out $200K for an MD, and then in like 10 years you'll be rich like the rest of us and won't have to be envious anymore of our 7 cars and multiple vacations per year.

Now it might be a little tough to feed yourselves in the interim, but this can easily be solved by kicking out all the illegal immigrants and going to pick lettuce in the desert for $50/hr like McCain says. Your back might hurt a bit at first but just think of the tan you'll get.

Your daughter is young and has nimble hands, surely she can go gather berries?

I was too stoopid to think of that.

Wait, I can go to the fields and pick fruits & vegetables for $50 an hour? Or was that a day/week? My delicate turkey-white skin probably couldn't handle it. I'd get sunburned, and then not be able to afford a visit to the emergency room, not to mention the day-long wait of getting to be seen.

By the time we'd get all that schoolin', it'd be time to retire. Oh wait, I'll have to be working another 30+ years because there won't be any social security left, right? Nor the money to pay for that high-fallutin' edumacation.
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Old 10-28-2008, 06:49 PM   #132
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Oh wait, I'll have to be working another 30+ years because there won't be any social security left, right? Nor the money to pay for that high-fallutin' edumacation.
But at least you'll know the world is safe from terrorism. Your Social Security money went to a good cause.
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Old 10-28-2008, 06:50 PM   #133
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Old 10-28-2008, 06:52 PM   #134
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I was too stoopid to think of that.

Wait, I can go to the fields and pick fruits & vegetables for $50 an hour? Or was that a day/week? My delicate turkey-white skin probably couldn't handle it. I'd get sunburned, and then not be able to afford a visit to the emergency room, not to mention the day-long wait of getting to be seen.

By the time we'd get all that schoolin', it'd be time to retire. Oh wait, I'll have to be working another 30+ years because there won't be any social security left, right? Nor the money to pay for that high-fallutin' edumacation.

Lazy folks, always looking for excuses. Like every poor person.
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Old 10-28-2008, 06:54 PM   #135
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I don't have any bootstraps. Or boots for that matter.
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