Green Light 711
The Fly
I knew credit cards did this, but banks?? I am in the hole right now, and I think they did it on purpose. I just had 4 debit card purchases 'bounce' on me, though at the store they said 'approved' when I bought them. Then I went to the bank to take out 20 bucks from the ATM and it told me I did not have that much money in the bank! I checked the balance and it said I was $160 dollars in the hole! I called them up and asked them, was I overdrawn when they approved those last 4 debit purchases, and they said YES! I was under the impression that if you had no money to cover the purchase, and the bank was well aware, it should have come up as a DECLINE at the store, right? I said, WHY did you approve me when I had no money in the bank?? They said it was their 'descretion' well, I am sure it's because they WANTED me to go over so they could hit me for 30 f-ing dollars each time, and then again a second time! WHY else would they possibly approve me, knowing I was overdrawn? They never said it was a mistake, they admitted they did it on purpose! What else could it be? So here I sit on New Year's Eve, not getting paid until Friday, knowing they will all come through again tonight and charge me another $120 in 'fees!' Not since the days of debtors' prison has there been anything so unfair and crooked to the already destitute. For the record, this is a very large well known bank that operates in 3 states.
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