I was about to post my insurance details, but didn't at first.
Now... I get to pay close to $10,000 a year for a family of 3. Then, I have to meet the $2500 deductible (per person) and then the $500 (per person) for medicine. So after paying about $13,000, I get some sort of coverage/benefit. And I've easily met my deductible & medicine coverage for the last 2 years (within the first 3 months of the year), and will continue to do so, do to testing & maintaining my health. In 2007, I had 4 days of special lab testing that ended up costing $2800. And gee, I only had to come up with $1700 of
And no, there's no way to "save up" and put $2500 ("spare dollars") aside to cover my initial outlay for medical bills for future years. Yeah, I'd prefer taking a vacation over getting a colonoscopy, but I don't have that luxury.
I was about to post my insurance details, but didn't at first.
Now... I get to pay close to $10,000 a year for a family of 3. Then, I have to meet the $2500 deductible (per person) and then the $500 (per person) for medicine. So after paying about $13,000, I get some sort of coverage/benefit. And I've easily met my deductible & medicine coverage for the last 2 years (within the first 3 months of the year), and will continue to do so, do to testing & maintaining my health. In 2007, I had 4 days of special lab testing that ended up costing $2800. And gee, I only had to come up with $1700 of
And no, there's no way to "save up" and put $2500 ("spare dollars") aside to cover my initial outlay for medical bills for future years. Yeah, I'd prefer taking a vacation over getting a colonoscopy, but I don't have that luxury.
My massages will be for free, don't worry.
And we've always lived frugally as well. So... But ailments creep up as you get older. And as you've attested to, insurance sure comes in handy when something major does come along, such as your health scare last year. Hubby was in ICU overnight many years ago (brain bleed) when Maddy was very young & had several tests done. That bill, like you said, was about $20,000, and thankfully the insurance sure paid for itself that year. I think out of pocket was maybe $800-$1000.
I was too stoopid to think of that. My delicate turkey-white skin probably couldn't handle it. I'd get sunburned, and then not be able to afford a visit to the emergency room, not to mention the day-long wait of getting to be seen.
Wait, I can go to the fields and pick fruits & vegetables for $50 an hour? Or was that a day/week?
By the time we'd get all that schoolin', it'd be time to retire. Oh wait, I'll have to be working another 30+ years because there won't be any social security left, right? Nor the money to pay for that high-fallutin' edumacation.
When people talk about Canadian health care as if it's substandard, don't believe it. They're spreading lies of socialism and inefficiency that simply are not true. Americans deserve the care that we have, and I cannot fathom how an otherwise civilized nation could make its citizens jump through hoops for health care the way the US does.
Socialist.
Thank you martha
By the way, I can't tell you the last time I had a vacation. I have two cars. Yeah, the 20 year old car sits in the driveway waiting for me to come up with $1000+ in repair work, not to mention the $600 in new tires I put on it a week before it decided to break down further. I have a 10 year old car, that, knock on wood, keeps running while I pay off the $1600 in repairs I've put into it in the course of the last 4 months. And creditcard debt? Yeah, I pay it off every month, so I don't have any. And sell my house? Yeah, now there's a solution. Maybe I should go live in bumfuk Iowa. Is that your solution? Maybe I should mention my medical bills too? And the thousands upon thousands of dollars I have to shell out?
Oh, and electronics? Um, yeah, I got an ipod about 2-3 years ago as a birthday present. I can't think of the last electronic thing we've purchased. And no, I don't buy DVDs or go to the movies or go on short trips. So you telling me to spend less on my necessities?
Piss off.
I hear stuff like this, and I want to choke a bitch whenever I hear people complaining about "socialist medicine" in Canada, and how it's so much better in the US, they don't have the waits we do, etc.
I've watched my mom go through a shitload of health problems in the past 8 years, including a couple of surgeries, several hospital stays beyond that, more testing than I can even recall, myriad visits to specialists, very regular monitoring by her GP (sometimes weekly office visits, sometimes monthly, depending on the situation)....and it's all been free, and NONE of the waits have been unreasonably long. Also, we're in an underserviced area. I can't imagine that our situation is unique, and that we've somehow just gotten lucky for 8 years.
Lila, I'm truly sorry for what you're going through.
I hear stuff like this, and I want to choke a bitch whenever I hear people complaining about "socialist medicine" in Canada, and how it's so much better in the US, they don't have the waits we do, etc.
I've watched my mom go through a shitload of health problems in the past 8 years, including a couple of surgeries, several hospital stays beyond that, more testing than I can even recall, myriad visits to specialists, very regular monitoring by her GP (sometimes weekly office visits, sometimes monthly, depending on the situation)....and it's all been free, and NONE of the waits have been unreasonably long. Also, we're in an underserviced area. I can't imagine that our situation is unique, and that we've somehow just gotten lucky for 8 years.
Lila, I'm truly sorry for what you're going through.
