Sometimes! Although, it really depends on their size ... as larger ones are more frightening! So, since we don't have "Tarantulas" here ... I guess, mostly, "Daddy Long Legs" and "Black Widows" top my fear factor list!
TPBM has an exterminator come to their home yearly for insect control
No I live in an apt complex that doesn't care about pests so sadly I must rely on sharing living space with them and a can of repellant spray in one hand. Can't wait to move!