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Old 06-21-2005, 10:02 AM   #16
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If anyone wants an example of why the European 'middle way' system works better, just read the posts in this thread, i.e., middle way between unrestrained capitalism and socialism. Sorry but I just had to say that. Although France/Germany have gone a little too far down the 'socialist' route in recent years for my liking.
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Old 06-21-2005, 10:10 AM   #17
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Quote:
Originally posted by melon
There's two hospitals (one in Thailand, the other in India) getting a lot of attention for having Western-style care at a fraction of the cost.
When I was living in Thailand in the summer of 2003, a friend of mine got really sick and had to spend three nights in the hospital. This included care, food, and the rest. Her total bill was less than $100.
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Old 06-21-2005, 10:18 AM   #18
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Originally posted by indra

At least I didn't have major debt when I got out of college...20-25 years ago grants played a big role in enabling me to get an education. I'm not quite sure how young people do it now.
My mom went to the same school I did and she also paid for everything on her own. We decided that the difference it everything is so much more competitive now. My mom got a full ride academic scholarship to my same college with a 3.4 high school GPA and no extracurricular activities. I worked my arse off in high school for a 3.9, was captain of my team and MVP for two years running and got NOTHING except for the school scholarship you automatically get based on your GPA bracket. I do get need-based aid, but still, that's determined by the parent's income even though they support me in no way. In fact, my parents are MAKING money because now they can say they have a college student on their tax forms.

Melon, thanks for the heads up on the loan fine print. I consolidated three years of Direct Stafford loans yesterday through the US Dept of Ed into the Extended plan, but was told I can change the payment schedule as long as it's before my grace period is over (which I think is 6 mos after graduation). Unless I get a job I don't deserve, I don't anticipate paying my loans off in less than 25 years.
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Old 06-21-2005, 10:23 AM   #19
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Quote:
Originally posted by LivLuvAndBootlegMusic
Melon, thanks for the heads up on the loan fine print. I consolidated three years of Direct Stafford loans yesterday through the US Dept of Ed into the Extended plan, but was told I can change the payment schedule as long as it's before my grace period is over (which I think is 6 mos after graduation). Unless I get a job I don't deserve, I don't anticipate paying my loans off in less than 25 years.
What a coincidence. I did it yesterday too.

However, I was reading and I think you can change your payment schedule anytime.

Melon
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Old 06-21-2005, 10:28 AM   #20
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What a coincidence. I did it yesterday too.

However, I was reading and I think you can change your payment schedule anytime.

Melon
Did it take you ALL DAY? Grrr! Their stupid site was so slow and never saved the apps I saved, never auto-filled the fields when I logged in w/ my PIN...oh well, it's done. Yes, the lady in FinAid helping me said I could change my payment option later so I will have to go over them more closely.
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Old 06-21-2005, 11:36 AM   #21
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Health care and education in the U.S. is currently a rip-off. I don't see why we can't do what other countries do for their citizens in these areas. My father, a retired physician, agrees with me 100% on this.
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Old 06-21-2005, 12:56 PM   #22
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School education is free here, but university education isn´t. It´s not that much, but I paid about 1000$ per year. Healthcare also isn´t free; it is financed by taxes. When I work, I pay around 33%. Part of that money goes into my pension (that anyone in my generation doubts we will ever get). When you don´t have a job, you will have to pay for healthcare too (if you´re not very poor). About 300$ per month; for students it´s less, about 70 bucks per month.

But I agree its´not comparable to the American system. Except of a few quarrels with my bank, say about a few hundreds here and there, sometimes a little more, I have always been balanced out. But take into consideration that I don´t drive a car, don´t have a mobile phone, and have a nice flat, but by no means a luxurious one. Other 20somethings decide they want to drive a Harley, then they get a credit; or they marry, then they loan for a house. I just don´t want to loan.. it would make me feel less free.
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Old 06-21-2005, 01:05 PM   #23
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Originally posted by whenhiphopdrovethebigcars
But take into consideration that I don´t drive a car, don´t have a mobile phone, and have a nice flat, but by no means a luxurious one.
Yeah....for the record, I've never had a car (well, I'm driving one now b/c my bf has a seizure disorder and is not allowed to drive his car), never had a cell phone, never had a credit card, and rent half of a duplex with four other people. My most "wasteful" spending is probably on my cats' vet bills, but my cats are part of my livelihood, so they stay.
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Old 06-21-2005, 01:31 PM   #24
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Quote:
Originally posted by whenhiphopdrovethebigcars
School education is free here, but university education isn´t. It´s not that much, but I paid about 1000$ per year.


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Old 06-21-2005, 01:41 PM   #25
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Originally posted by whenhiphopdrovethebigcars
It´s not that much, but I paid about 1000$ per year.
my school's tuition was about 29x's greater than the cost to you per year. after loans and scholarships, my parents still paid roughly 10x's the about you paid per year for me to go. i still have about 20x's the amount you paid per year left to pay off.

higher education in this country is fast becoming a joke. i could live comfortably for a year on the $20,000 i have left to pay and in comparison to most other students, i have it easy.
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Old 06-21-2005, 02:06 PM   #26
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Originally posted by Sherry Darling




welll.....
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Old 06-21-2005, 02:15 PM   #27
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I am $4000 away from paying of my Master's. My Bachelor's degree I paid off by joining the service....and working the midnight shift for 40 hours a week and school during the day.
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Old 06-21-2005, 02:21 PM   #28
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Quote:
Originally posted by Se7en


my school's tuition was about 29x's greater than the cost to you per year. after loans and scholarships, my parents still paid roughly 10x's the about you paid per year for me to go. i still have about 20x's the amount you paid per year left to pay off.

higher education in this country is fast becoming a joke. i could live comfortably for a year on the $20,000 i have left to pay and in comparison to most other students, i have it easy.
Ouch.. this is heavy. In my country, they differ between local students and foreign students. If you aren´t from here, you have to pay the double; 2k insted of 1k, right.. which is really weird. Also, there is never enough place here.. imagine 400 students in a mediumsized room, sitting on the floor, and the microphone of the prof doesn´t work (this was the discipline publicity, I chose to skip that one, it was overrun). Also, university assistants and some professors earn considerably more in the U.S., I guess.

(edit: and what I forgot to say, one of the bad things about university education being regulated by state here is that an uni assistant can only be employed for 4 years - and if you don´t earn that much, the best people might prefer to work for a company instead of teaching)

So there you go, it´s private education in the U.S., banks want to earn by loaning, well.. they haven´t pushed this through here yet, but for 40 years, university education has been free.. isn´t it one of the main interests of a nation/ state, that everyone can afford to study? That everyone has an equal right to education?
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Old 06-21-2005, 02:25 PM   #29
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Quote:
Originally posted by whenhiphopdrovethebigcars


welll.....



Seriously, I hear all of ya'll who are stressing about this. My loans for my PhD will be about $30,000!
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Old 06-21-2005, 02:26 PM   #30
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Another problem with the US healthcare is regardless of how much you pay or if you have good insurance, the care is still substandard. My father was in the hospital for 4 months dieing and 5 doctors could not diagnos(sp?)his illness. It was an autopsy which determined he had asbestos cancer. His total bill was over 500.000. Thank god he had federal insurance which paid most if it but that did not matter in regards to his care.
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