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Old 06-20-2005, 09:15 PM   #1
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Normal Help me figure out if I can afford this....

and offer me some helpful tips for living as cheaply as possible.


Ok here's the deal. I'm freaking poor. I need to move out because living with my ex is making me crazy. Here's the deal. After taxes I make about $1200.00. I have about $400.00 in bills every month (the bills I get in the mail every month basically), not including food, gas, etc. The offers:

A room to rent in a very nice part of town on 3 acres and about a 10 mile drive to work and to school. Lowest he'll (who offered me a "Will and Grace" situation lol) go is $500.00 a month all inclusive. It's less hassle for me to work with school at this place and pretty much it's easier all around.

The other is $400.00 a month all inclusive with a mom and her teenage kid (and her other kid will be going to college for the first time). it's about 12 miles from work and 26 miles from school. It's a bigger hassle for school and I'd probably end up paying the out of district rate (which my student loans will pay for but still...less money in my pocket) but it's cheaper and makes me less worried about surviving.

Given these few details, the price of gas being upwards of $2.50 at any given moment and the fact that I can't seem to work up a budget to save my life right now, I'm asking for help figuring out if I can use what's left of my money to survive and eat and have enough money for gas, etc, etc, etc. So if this makes any sense and anyone wants to take a stab at working out a budget for me and help me remember all the details of living I'd so appreciate it. I'm stressed and I can't think anymore.
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Old 06-21-2005, 12:05 AM   #2
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i'd go for curtain #1...live with will for $500 a month.
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Old 06-21-2005, 12:23 AM   #3
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I'd go for the first option too.
Less ppl = less stress too, esp. if you are in school and working (bravo)

And honey, I am the queen of living cheaply, I'll offer some tips tommorrow when I can type more

(roomate sleeping, I must be quiet )
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Old 06-21-2005, 03:33 AM   #4
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Gawd I wish I could find some place that cheap 'round these parts
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Old 06-21-2005, 05:40 AM   #5
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Go with option 1! Option 2 sounds major stressful with kids running around.
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Old 06-21-2005, 05:42 AM   #6
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I'm in a "Will and Grace" situation myself, and my "Will" is the most laid-back, sweet, easy-to-get-along-with dude. He also has quite the social life, and consequently isn't home much.

Option #1...if you have kids of your own, you'll have them underfoot someday and treasure that, but if they're not yours, it can just be more stress.
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Old 06-21-2005, 06:40 AM   #7
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Option 1 and maybe try to take on a part- time on the weekends.
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Old 06-21-2005, 07:13 AM   #8
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option 1...it's just for a single room, right? If not...maybe find a roommate/housemate? We've crammed 5 people into our place (breaking two laws!) and it's worked wonders on our rent bills!
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Old 06-21-2005, 07:27 AM   #9
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Another Will & Grace-er here too
It's a fun and cheap way to live and it's fun to hang out and mix and match our friends
(my will & I are also best friends, so it's different than living with a stranger, but still, if you make good arrangements about privacy and practical stuff before-hand, it can work out beautifully)

Good luck!
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Old 06-21-2005, 07:36 AM   #10
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Both of them are houses and I'd be renting a room. Do you really think I can feed myself and live on only $300 a month?
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Old 06-21-2005, 07:42 AM   #11
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I generally only spend $50-$60 every 2 weeks on food (I buy a lot of supermarket brands, LOL). After my bills, I can't imagine I have much more than $300 to spend on food and miscellanea.

I drive a small car that gets about 23-25 miles to the gallon, so gas is typically at least $25 every 2 weeks.
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Old 06-21-2005, 07:46 AM   #12
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I drive a tank, which takes $40.00 to fill up and I don't have the option of getting a smaller better car at this point. I guess I've just been so spoiled not paying rent the past few months that I've forgotten how to do any of this. Oh and I've started cooking (a little) too, so I guess that could help cheapen things up a bit for me.
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Old 06-21-2005, 07:49 AM   #13
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Have you considered getting a 2nd job? Maybe that might help a bit.
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Old 06-21-2005, 07:49 AM   #14
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Oh and since I said I'd never ever ever ever ever have anything but female roommates again, does this make me a hypocrite? lol
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Old 06-21-2005, 07:51 AM   #15
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Ya gotta do what you gotta do, right?
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