Liesje
Blue Crack Addict
OK, I'm 19, going to be a college junior, and have LOTS o' debt thanks to student loans. I don't have any credit cards, just a checking account with a debit card and Paypal. I've paid all my rent bills and utility bills on time. I've got a question about my future "credit": One of my larger loans does charge interest and they send me a bill every month for the interest payment. But, they also say I'm not required to pay the interest. I've been paying it each month, but lately have been running a little short so I didn't make any interest payments all summer. Will this give me bad credit? I mean, they send a bill w/ a due date and everything, but I'm not required to pay or penalized. If I pay even though I don't have to, will I get some brownie points on my future credit history?
EDIT: I don't make payments on the principle of these loans yet b/c I'm still a full time student.
EDIT: I don't make payments on the principle of these loans yet b/c I'm still a full time student.
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