you say that the middle class has decent jobs, but it is well documented that the middle class is shrinking. when manufacturing and production jobs leave this country workers generally do not move into sectors with equivalent wages. they end up taking a pay cut, likely in the service sector. and yet, the people who have been pressured by stagnant or falling wages and consistent inflation are the ones upon whom a large portion of the economy rests. you want them to save, but capitalism demands they spend. i'm not convinced that the capital generated by debt payments will be used to create good jobs with decent wages and benefits. and if recent attacks on unionized auto workers is any indication, the outlook for middle class jobs is dim. if the service sector continues to expand, and wages continue to fall, who will have the purchasing power to support capital accumulation? even financeguy has recognized the proverbial "race to the bottom." will the debt spending start anew?